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The New Subordinated Debt Rule Webinar

April 14, 2021
12:30 pm PT / 1:30 pm MT / 2:30 pm CT / 3:30 pm ET


Effective 1/1/22, there will be a new Subordinated debt rule. To date, only low-income designated credit unions may issue subordinated debt that can count toward their net worth requirement. Under this new regulation, complex credit unions, new credit unions, as well as low-income credit unions, may issue subordinated debt that can count toward the risk-based capital requirement. As risk-based capital/prompt corrective action regulation is about to change, it’s imperative credit unions understand their options to comply with regulatory change.

You will learn:

  • What you need to know about the new regulation
  • The issuance process from application, approval, issuance and distribution to eligible investors
  • The subordinated debt markets 
  • Deciding between issuing or lending subordinated debt
  • Regulatory variables

Key takeaways:

  • Key concepts and terms of the subordinated debt note
  • Understanding the issuance and marketing process
  • Understanding the purchase and approval process
  • Current market conditions for credit union sub debt

Who Should Attend

This webinar is beneficial for CEOs, CFOs and anyone who is part of strategic planning.

The event is endorsed by CUNA Lending Council and CUNA Finance Council.